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H&R BLOCK GIVES LOANS ON YOUR TAX REFUND!

Laura14 started this conversation

If you know you`re getting a large tax refund, & you have a recent check stub, H&R Block will loan you between $500 & $1000 just for doing your `09 tax refund w/ them, they start on Nov 15th where I live, call your local H&R block, and ask about it! It could save Christmas or thanksgiving, or the rent! And you pay nothing until, your return is filed (by febuary 15th). There's one payment, but its taken off the loan amount, then they take the payment in full off your return. Sounds too good to be true, but it is. They make a lot of money off you in the long run, but it can save you in the short run. Good luck!

INFO ABOUT THEIR ADVANCE LINE OF CREDIT>>>>http://www.hrblock.com/bank/emerald_advance/index.html

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markymark22
Is this still available in 2014
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sammconnie
is this still going on? in 2014
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redkat   in reply to FireRose
H & R Block is advertsing now, that all you need is your current paystub to apply. This is Texas.
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BHansen28   in reply to tashy
So what I would like to know is what exactly do I need to bring to apply for this tax refund(loan) Im on OW and havent worked this year.
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tashy   in reply to hmg garrett
Was there an interest rate?
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Lori H.   in reply to glendap
I dont know if this is true or not but I heard that the reason they are denying more people this year is because so many people are getting refunds and owe child support or student loans and it is not hitting the system in time so therefore people are getting the loans and the bank is losing money. Someone at another tax office told me because I was denied as well and have gotten them in the past.
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glendap   in reply to Jenn03
the samething happen to me I also have gotten the loan every year I don't understand it I called the hr block bank aslso and they couldn't give me a reason why I was denied either

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cwats657   in reply to m.i.a.i.am
You can use anyone you want. You was denied, so you are not obligated by any means to use H&R block
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cwats657   in reply to m.i.a.i.am
You can use someone else. You was denied so you are not obligated to use H&R.
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jazzy30
Do i have to had went to h&r block last year in order to get a laon
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dot deebaby   in reply to Blessed13
I was wondering the samething.
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Blessed13   in reply to Butterflymomof2
I owe a bank do you think I would qualify and my credit is bad
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Jenn03
This is a bunch of crap! I applied and was denied after doing my taxes for over 20 years with H&R!! I have made over$30,000 this year and pulled my credit report with Experian and no red flags come up on why I was denied! I have applied for years now and always approved and paid back loans on time!!
I will never do business with H&R block again!!!! Also I will never ever recommend this business to anyone.

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barney5978   in reply to FireRose
if they need your w2 then you are not filing early are you? they project your refund with a pay stub and loan accordingly!
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darkangel1   in reply to Cokersupermom
hello, I tried once before to apply for the Christmas loan from H&R block and was denied, I was told by others that it was because I didn't apply with the year before, or maybe my credit wasn't good enough. Is this true?
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momof4bs   in reply to Butterflymomof2
Can i ask what state you live in? We have done our taxes with H&R Block for 10 yrs but never did it before getting our w2s. And has always had a good credit score but had a very hard yr this yr. that our credit was hit hard and we have no ides on how we are going to be able to do xmas for our 3 kids. Reading the post on here some people say that they do, do a credit check and others say no they don't. So I was wondering if it depends on what state you live in.
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krissy25
It's crap, they submit you through a credit report which goes through a bank, so if you have bad credit no matter how many years you have done your taxes with H&R you won't get the loan.....its a waste of time.
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hotshuga
if i have my last check stub of october i worked for 23 months and i do my taxes with h and r can i still get a loan
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Shaun-KY
We just tried to get our loan an was denied, I think its because we normally do our taxes with Jackson H. and this is our first time going to H&R, What I was going to do was get the loan and come back when it was time to do taxes. Our credit is in good standing and was still denied even though our projected tax return was over $9,000. I wish Jackson Hewit did there holiday loan this year now our X-mas is screwed :S.
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Sumerc85
Do you have to already have one of those emerald cards? Or can you get one if approved for the loan?
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